How Afterpay works

Afterpay it in 4. Always interest-free.

  • Step 1

    Split your purchase into 4 instalments

    Browse all your favourite places to shop online or in retail stores near you. Afterpay works online or in-store wherever you are used to shopping.

  • Step 2

    No fees when you pay on time

    Choose Afterpay as your checkout payment method when it’s time. Always zero interest, never additional fees when you pay on time.

  • Step 3

    Enjoy instant approval decision

    Instantly create your account and finish the purchase with ease. You’ll know if you’re approved instantly and your order will ship as usual.